Choosing Wedding Presents When You Do Not Have Time or Money

When You Don’t Have the Time

If you do not have the time to spend shopping for a wedding present, you can still find something that would make the newlyweds feel special. Use the internet. The internet of the widest-reaching and the most accessible mall in the world, and the web certainly carries an impressive collection of wedding gifts.

You can use the internet to find the most unique and interesting wedding present. You can also use it to find traditional wedding gifts. Everything is available in the web. Surely, you can spare a few minutes or even an hour of your time to look over what it has to offer in the way of wedding presents?

The internet offers unrivalled convenience when shopping for wedding presents. You do not need to go anywhere and waste travel time just to look for a gift. You also don’t need to carry your gift around for certain internet stores can handle shipping and delivery for you.

If You Don’t Have the Money

If you are budget-wary, you can try to make your own wedding gift. This would save you money, and the wedding present you make can also be more creative than store-bought items. Such a gift also has the added bonus of being truly personal.

Use your special talent and skills to make a wedding gift. If you are a very proficient builder, you can make a wooden furniture set for the couple’s patio. If you are good with a needle, then you can make them an embroidered tapestry or wall hanging. You can even make a special wedding quilt. The possibilities are endless when you’re making your own wedding gift.

How To Use Influence To Win More Negotiations

How do you seek to gain and use influence in your negotiations? Influence is a profound factor that, well, influences the outcome of the negotiation. Thus, when influence is garnered and used appropriately, you’ll have more winning negotiations.

The following are insights that will allow you to win more negotiations as the result of the leverage you’ll gain through the usage of influence.

Foundation of Influence:

The foundation of influence is established when the person you’re negotiating with senses that you possess traits that he’s enamored with. Those traits can be in the form of admiration of your accomplishments, your stature in life, and/or his need to associate with you for self-gaining purposes. Negotiation Tip: Always assess the level of influence you have with the other negotiator before engaging in the negotiation.

Reciprocity:

In general, most people want to be fair when dealing with others. In a negotiation the degree of fairness that one engages in is dependent upon what one feels he’s gaining from the negotiation. Ingratiating yourself to the other negotiator by conceding to points that he perceives as beneficial to his position is one way to appear fair and subliminally invoking reciprocity. To that end, he should reciprocate by acquiescing to your requests. If he doesn’t over a period of time, your level of influence is nonexistent. Change tactics.

Commitment and Consistency:

One way to bedevil a negotiation is to lack consistency. While this can be a tactic to keep the other negotiator ‘on his toes’, for the most part it causes a lack of trust and becomes an impediment to progressing the negotiation expeditiously. Being consistent in a negotiation projects the image of commitment, which enhances the perception of your influence. Even if you’re consistently tough, your influence might be perceived in the form of, “he’s a tough negotiator, but he’s consistent. I admire that in him.”

Social Proof:

Social proof can serve as reassurance that you’re the type of negotiator that’s aligned with the core values of the other negotiator. The value of social proof as an influence enhancer can be achieved by allowing your reputation to precede you in the negotiation. This can be accomplished by strategically placing testimonials, articles you’ve written, and accolades you’ve received from sources your negotiation counterpart places value in. By doing so, you increase your influence before getting to the negotiation table. Then, at the negotiation table stoke the perception of your social proof to enhance your influence.

Likeability:

To the degree you’re liked by the other negotiator, he’ll ascribe a level of influence to you. Likeability can also be a daunting variable that fluctuates when you have to switch to a persona that may be perceived as too stringent. Thus, likeability has to be cultivated to enhance your influence.

Authority:

Authority is seen in the manner by which someone views you. They can ascribe such prominence to you based on your station in life, perceived accomplishments, and the goodwill you’ve generated related to other admiring aspects/attributes. In most cases, the more authority someone grants you, the greater the influence that will accommodate that ascription. Thus again, position yourself appropriately to cast the image that suits you best to gain influence.

Scarcity:

Scarcity is a variable that can wreak havoc in a negotiation. The reason being, if you misstate the degree of what’s being negotiated, your level of influence might plummet. In doing so, the perception of your influence may hit a low from which it cannot recover. Be judicious when using scarcity as a source of motivation in a negotiation and consider the impact it might have on your perceived influence.

When used appropriately, influence can be the silent partner that enriches your negotiation efforts. Use it wisely and you will win more negotiations… and everything will be right with the world.

Remember, you’re always negotiating!

Preparing for a Strong Insurance Appraisal Presentation

When a dispute arises between the insurer and the insured regarding the settlement amount, an appraisal may be requested by either party. Often, during claim negotiations, the insurance company may under value the claim, overlook damages, and ignore valid arguments that the insured and/or their public adjuster makes.

Usually, this results in an “impasse”. When an insured invokes the appraisal clause to dispute the carrier’s offer, it is very important that they appoint an experienced and well-educated appraiser who understands not only the subject matter of the dispute, but the components of the appraisal process.

Keep in mind that the appraisal process is essentially the policy holder’s last chance to prove the value of their claim. It is possible that the appraisal can rule in the favor of the Insurer, leaving the insured with an insufficient amount to recuperate from their loss. This is known to happen when the Insured elects to appoint a contractor or other labor-related trades person who is in essence under-equipped to defend the Insurer’s hired professional appraiser.

The moment the claim enters the appraisal process, it is imperative that the appraiser prepares well for the presentation of the case. Here are a few simple guidelines to remember when preparing for the appraisal:

1. Be organized. Appraisal is like chess, developing a strategy to be a step ahead of your opponent is key. Determine the key issues and disputes with the Insurer’s analysis of the claim. Pinpoint ways to address those key issues and figure out the best way to present those issues, together with your recommendations on how to address them, in the most persuasive way.

2. Prove the damages and the appropriate solutions. The burden of proof is often on your side, so gather data that would best support your claim. Provide extensive data and information on each item that you would like to focus on and explain why it values more than the amount the Insurer has priced it. Present photos detailing actual damages to items in order to prove that they should be replaced instead of restored. Anticipate how the Insurer’s appraiser will counter your arguments, and be prepared to address those concerns.

3. Stay objective. Never use personal opinion to argue the value of items, unless your opinions are based on presented fact. This is particularly helpful for items such as collections, antiques and artworks. Secure appraisals of experts in these fields to determine the value of these pieces.

4. Acknowledge weaknesses in the claim. Avoid the temptation to prove every item on your claim to be correct. There may be instances when you would find that the Insurer’s analysis of certain items are agreeable. Acknowledging those would strengthen your credibility because it shows that you are not out there to blindly maximize the settlement, but rather, to secure what is accurate and commensurate to the loss.

5. Review all presentation prior to discussing it with the opposing party. Be very thorough and examine each aspect of the presentation well in advance to give you time to polish and gather additional data if necessary.

6. Final presentation. The final presentation is complete, organized, and presented in a professional manner. When meeting with the other party, make sure that you know every aspect of your claim and can confidently answer any further concerns they may have about your presentation.

7. Bonus Tip: Remember that the number one most important aspect of the entire appraisal process is to secure the right umpire!